VentureLynk Capital

Business Line of Credit (BLOC)

Apply online or call 516-941-6339 today to find the right product for you.

Business Line Of Credit
Funding Amounts – $5K to $1MM

Loan Terms – 6 Months to 5 Years

Interest Rate – 9% to 59%

Minimum FICO Score – 500

Payback – Monthly

Funding Time – 2 Weeks to 30 Days

About BLOC’s

An arrangement between a financial institution, usually a bank, and a customer that establishes a maximum loan balance that the bank will permit the borrower to maintain. The borrower can draw down on the line of credit at any time, as long as he or she does not exceed the maximum set in the agreement.


In most instances, businesses may be required to prove financial history of two or more years. The credit score of both the business as well as its owner play a role when underwriting the eligibility of a BLOC. Collateral will be necessary in some circumstances.

What is a Business Line of Credit?

A line of credit is an amount of money provided by a lender, provided they pay some amount back each month. The borrower can take as much or as little of their total approval amount as needed. Payments are made, sometimes in the form of “interest only”, solely on the amount withdrawn from the credit line.

What Types of Businesses is it Good For?

As a small business owner it is nice to have access to cash when you need it. A BLOC acts similar to the way a revolving credit card operates. A line of credit is a good option to offset the “ups and downs” with business. This type of financing is meant to provide a helping hand to a solid business with a proven ability to repay the loan. Take what you need, when you need it, and have capital readily available should the future need arise.

What are the Minimum Requirements?

Minimal FICO requirement is 500. You will need to prove the length of time in business, and most of the time collateral is needed to secure the funding.

Why Use VentureLynk?

VL’s mission is to empower your business by making small business loans simple through options, speed, and trust. No matter the financing structure you may need, VL offers countless different loan products from a variety of lenders. Finding out which business loan is best for you is why we’re here

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